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Foreclosure and Bankruptcy What is Bankruptcy? Chapter 13 Chapter 7 Chapter 11 Chapter 12 Bankruptcy Info
Selling a Home in Foreclosure General Information Calculating Equity The Short Sale Preparing the Home for Sale Sale / Leaseback More Information - Selling a Home in Foreclosure
Refinancing / Restructuring Your Home Loan Restructuring Your Home Loan Refinancing Your Home Loan What is your best option? More Information - Refinancing / Restructuring Your Home Loan
Deed in Lieu of Foreclosure What is a deed in lieu of foreclosure? How does a deed in lieu of foreclosure work? Negotiating a deed in lieu of foreclosure Advantages and disadvantages to a deed in lieu of foreclosure More Information - Deed in Lieu of Foreclosure
Foreclosure Law - Revised Code of Washington RCW 61.24.005 - Definitions RCW 61.24.010 - Trustee, qualifications - Successor trustee RCW 61.24.020 - Deeds subject to all mortgage laws - Foreclosure - Recording and indexing - Trustee and beneficiary, separate entities, exception RCW 61.24.030 - Requisites to trustee's sale RCW 61.24.040 - Foreclosure and sale - Notice of sale RCW 61.24.050 - Interest conveyed by trustee's deed - Sale is final if acceptance is properly recorded - Redemption precluded after sale RCW 61.24.060 - Rights and remedies of trustee's sale purchaser RCW 61.24.070 - Trustee's sale, who may bid at - If beneficiary is purchaser - If purchaser is not beneficiary RCW 61.24.080 - Disposition of proceeds of sale - Notices - Surplus funds RCW 61.24.090 - Curing defaults before sale - Discontinuance of proceedings - Notice of discontinuance - Execution and acknowledgment - Payments tendered to trustee RCW 61.24.100 - Deficiency judgments - Foreclosure - Trustee's sale - Application of chapter RCW 61.24.135 - Consumer protection act - Unfair or deceptive acts or practices. More Information - Foreclosure Law - Revised Code of Washington
Consequences of Foreclosure Lawsuit - Deficiency Judgment Lost Equity Negative Credit Reporting Higher Interest Rates Tax Liability Eviction More Information - Consequences of Foreclosure
Subprime Loans and Predatory Lending What is Subprime lending? What is Predatory Lending? What laws protect borrowers from predatory lending? More Information - Subprime Loans and Predatory Lending
Pre-Foreclosure What is Pre-Foreclosure Foreclosure timing Selling a home in pre-foreclosure Buying a pre-foreclosure property Judicial v. Non-judicial foreclosure More Information - Pre-Foreclosure
Understanding Your Credit Score General Information The credit report and consumer reporting agencies How is the credit score is calculated? Tips for managing and improving your credit score Who is entitled to view a credit report How to obtain your credit score and credit report Disputing information on your credit report More Information - Understanding Your Credit Score
Foreclosure Dictionary
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